The role of Senior Risk Officer is to assist the GM of
Risk, Legal and Compliance to manage the function as a second line of defence
by contributing to the oversight and execution of a wide range of risks as well
as for the implementation of the Group’s risk strategy. The position will
involve working with individuals across all levels (from senior executives to
junior team members) across the organisation, and thus, strong stakeholder
management and relationship building will be critical. In specific instances,
the Senior Risk Officer will also work with external consultants.
implementation and maintenance:
closely with the GM of Risk, Legal and Compliance to plan, design and
implement the Group’s risk management framework.
input in relation to the risk appetite and ensuring that operation
activities are carried out in alignment with the set risk appetite.
abreast of the relative directives, regulations, technical standards, and
other rules governing the financial services industry across multiple
jurisdictions and ensuring their on-going maintenance and implementation.
Data management and integrity:
assessment, which involves analysing risks as well as identifying,
describing and estimating the risks affecting the business. In particular,
having a good knowledge of regulatory principles with a focus on
analytical skills and problem-solving is essential.
evaluation, which involves comparing estimated risks with criteria
established by the Company.
risk dashboards to the Risk Committee on a quarterly basis and/or as
out planned and ad hoc risk audits to ensure that procedures are kept
relevant and the necessary controls are in place to limit risk exposure.
Communication and Management:
in general management functions, including the risk committee and the
management meetings as may be necessary.
communicating the risk exposures and maintain relationships with senior
interfacing with senior personnel and other units/departments to ensure a
smooth and optimum development, implementation, and on-going maintenance
of the enterprise risk management framework into the Company’s culture.
support and training to staff to build risk awareness within the Bank.
academic qualification in Banking, Risk, Law Economics, Finance,
Mathematics or relevant field of study is required.
post-graduate degree in a discipline relevant to the role and/or
recognised qualification(s) in Risk Management will be considered an
years of experience in a senior risk-related role in the financial
years of experience in a senior, Card Scheme, risk-related role.
ability to develop institutional policies and procedures.
to multi-task, meet strict deadlines and produce high quality work.
financial analysis skills with advanced Microsoft Excel.
to listen actively and to work on one’s initiative as necessary.
in financial industry practices and professional standards.